Xi'an housing provident fund Xi'an housing provide

2022-07-22
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1 Xi'an housing provident fund deposit

the deposit base of individual housing provident fund is determined by the monthly basic salary of employees in the previous year according to the relevant regulations of the State Council. The deposit base is approved once a year. According to the relevant regulations issued by Xi'an housing provident fund management center in 2017, we can get the following information about the housing provident fund payment in Xi'an from June 2017 to 2018

(1) about the minimum deposit base. According to the relevant policies of the State Council, the minimum deposit base of employee provident fund in most regions is based on its minimum wage standard. According to the data released by Xi'an human resources and social security department, the minimum wage standard of Xi'an in 2016 was 1480 yuan/month in Xincheng District, Beilin District, Lianhu District, Weiyang District, Yanta District, Baqiao district and Yanliang District; Chang'an District, Lintong District, Gaoling District 1370 yuan/month; 1260 yuan/month in Huxian county and Zhouzhi County; Lantian County is 1190 yuan/month. Therefore, the minimum deposit base of provident fund in various regions of Xi'an is also implemented in accordance with this standard

(2) about deposit standards. As for the payment standard of Xi'an housing provident fund, Xi'an housing provident fund does not stipulate a specific payment proportion. Therefore, it can be known that it should be paid in accordance with the relevant provisions of the State Council between 5% and 12%

(3) maximum deposit base. According to the relevant regulations of the State Council, the maximum deposit base of housing provident fund in various regions cannot be higher than three times the average monthly salary of on-the-job employees of non private units in the region in the previous year. According to the data released by Xi'an department of human resources and social security, the average annual salary of Urban Non private employees in Xi'an in 2016 was 67205 yuan, and the average monthly salary was 5600.4 yuan, three times of which was 16801 yuan. Therefore, the maximum deposit base of Xi'an housing provident fund should also be this figure

2 Xi'an housing provident fund query

(1) website query. Due to the replacement of the domain name and address of Xi'an housing provident fund, the latest inquiry address of Xi'an housing provident fund website is“ http://query.xazfgjj.gov.cn/。 On this page, you can query the details of provident fund, the loan and repayment information of provident fund, and modify the password

(2) telephone inquiry. The inquiry telephone number of Xi'an housing provident fund management center is 029-12329. Employees who need to inquire can inquire about the relevant information of the provident fund through this number

3 Xi'an housing provident fund loan

for Xi'an housing provident fund loan, many people are most worried about the amount of loan. According to the relevant information given on the official website of Xi'an housing provident fund management center, there is a special calculation formula for the amount of loans that guests can borrow, which is as follows:

loan amount = (borrower's provident fund deposit account balance + spouse's provident fund deposit account balance) × Multiple (18 times) × Deposit time coefficient

where, if the borrower's deposit time is between 6 and 36 months, the deposit time coefficient is taken as 1. If it is more than 36 months, the deposit coefficient is taken as 1.2. In addition, there are additional provisions. If it is an account loan of two people, and the balance is less than 5000, the maximum loan can only be 250000 yuan. If it is between 5000 and 10000, the maximum loan limit is 300000 yuan. If it is between 10000 and 20000, the maximum loan limit is 350000. In addition, no matter how high the balance is, the maximum loan limit cannot exceed 650000 yuan

4 pictures of Xi'an housing provident fund

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